Maximizing the Unearned Dollar

Workin 9 to 5, what a trend to dumbfound a animated barg simply evolvetin by, its both talkin and no givin (Parton, p.1) doll Parton had the right idea when she wrote this song. We amaze to do to be competent to afford for necessities such as housing, habiliment, and food. In gain to necessity, having enough currency left oer at the end of the month to go watch a show or eat at a adept relieveraurant is an added bonus. Most of us amaze our nose to the grind stone nevertheless to live by the old pay guarantee to pay check creed. Payday arrives and its smiles solely around. Money makes us happy, only when more money makes us ecstatic.There be the lucky few who win the publishers Clearinghouse sweepstakes or the lottery, but the rest of us shoot to stretch our dollars as far as they entrust go. If you argonnt rich, stretching the dollar is a way of life. However, non everyone wants to live that way. For them, on that point are several alternatives. They can hit up their wealthy relatives, further their education, chose to work a non-so-glamorous job, or they can turn to offence.Unfortunately, not everyone has wealthy relatives, not everyone has their mind pay back to get their Masters degree, and not everyone has the organic twist to swing on a game for hundreds of dollars a night. Whats left? Thats rightcrime. Somewhere step forward there bulk bind figured out that you dont have to work that hard to maximize your bucks. True-be-it that not all of us go away turn to crime to make more money, from big corporations to momma and pop shops, maximizing utility is what its all about.In the movie Friday, the character thumping distort sells the drugs he produces to make money (Gray, 1995). His operation is based on mission sales to others, such as Smokey, adrug addict himself. In addition to owning a classic vehicle, which is decked out in style, Big pervert withal owns a snack vending truck, which he uses to check out the pr ogress of his sales peopleincognito.Big Worms character is get dressed in name brand clothing, wears fortunate necklaces, rings and diamond earrings, and appears to have his pilus professionally styled. His character seems to be so powerful that when Smokey fails to give him his due wampum from sales, Big Worm has admittance to guys that are willing to put a terror in Smokey by driving with the neighborhood shooting guns. Surethis is exclusively a movie, but what Big Worms character does is no unlike than what big corporations dohe is utilizing his resources to maximize his utility. The only difference is that Big Worm is an un notice barbarous, and big corporations are in operation(p) legally.Without the assistance of a writing staff, close to(a) real-life roughshods dont have the kindred results with their efforts. Hollywood gave Big Worm skilful clothes, a overnice car and nice hair, so it appeared that as a felonious, he had his business in a adjust good enough t o create a profit. Unfortunately for real-life criminals, however, the way they handle their increasing decisions can prove that not all criminals are utility maximizers.Striving to achieve comfort can pack to extreme measures. beingness financially set, though sometimes an unattainable objective, can relieve numerous stresses in ones life, which can lead to happiness. For some, this goal is so important that they are willing to do not-so-legal things to get there. occupational crimes, or crimes committed by fastening records, overcharging customers or cheating a guest (Wikipedia, p.1) is an example of an exploit to maximize utility. further the key word here is attempt. An attempt can be unsuccessful, which translates to the aforementioned criminal type not being a utility maximizer after all.Take a bank building teller, for example. While the money people deposit daily into their bank accounts in no way belongs to the bank teller, the teller has access to an available sou rce. Over time, the teller discovers that by ac partying his or her deposit striptease with the daily customer deposits, they are able to support hundreds, or maybe thousands of superfluous dollars in their own bank account.After practically research, the bank discovers that the teller is responsible for the discrepancies in so many peoples bank accounts. Upon the tellers arrest, it is demanded that all monies embezzled be returned. To the banks horror, the teller is unable to make recurrence because the money was poorly spent on material items such as clothing and electronics. In this instance, the crime was committed without the end of creating financial security. This particular criminal was not interested in being a utility maximizer.Back to the flip side of criminal utility maximization, insurance fraud is a good example to work with. In July of 2004, the owner of a grocery descent in Everett, Washington lost everything to a fire that was being investigated as a case of arson, more specifically, a loathe crime (SPI Staff Writer, p.1). It was later discovered that the owner of the store was the culprit, spray house painting hate messages throughout the buildings exterior, thusly dousing it with gasoline before setting it on fire. This was far from a hate crime, the investigative team determined. The causal agency for setting his store ablaze was to obtain the insurance he had on the store in order to alleviate some financial stresses he was experiencing. The investigation team determined that this was a case of arson for profit.On the legal side of reckoning your dollars, businesses, such as endeavour Rent-A-Car, operate quite withal to the style of our undiscovered criminal mentioned sooner within the text. Dubbed by Business hebdomad Magazine as one of the outgo places to work (ERAC, p.1),Enterprise Rent-A-Car is a peak example of how utilizing your resources will maximize your profits. The structure consists of the sales team, the man agers, the regional managers and the executives. In combination with pushing upgrades with their rentals, the sales team also pushes damage waiver insurance. Good doing will earn bonus checks.The managers then direct the sales team in order to receive higher commissions. The regional managers push the managers for increased pay scales, and the set up continues. The key to this process is using what you have to make more of what you want. Incentives help this system. As noted, the ERAC team is compensated for increasing the companys profits. When you compare both criminal and legal operations side by side, the basics are the same.Though we have only compared corporations and criminals, we are all utility maximizers in one way or another. We have gambling, which comes in forms of scratch-offs, lotteries, bingo games, bets and casinos. Seeking to multiply their wealth, one might use their integral pay check to maximize his dollar. On the safer side of multiplying what youve got, we have people who invest.Conservative maximizers will place their money in low-interest nest egg accounts, while the more daring types will play the stock market. Making the or so of what you have is, for most of us, human nature. On our own accord, we may choose to bury things as they are, or we may chose to make an attempt at becoming self-made millionaires. Maximizing legally or illegally, how we get there matters. After all, you cant enjoy your maximized utilities from a jail cell.Works Cited1. Dolly Parton. 9 to 5. Greatest Hits. RCA Country, 1980. www.dollyon-line.com/ recital/lyrics/9to5.shtml.2. Friday. Dir. F. Gary Gray. Ice Cube, Chris Tucker. 1995. DVD. New Line Cinema. 1997.3. Enterprise Rent-A-Car. 2000/Rev. 2006. ERAC.com. January 2007. www.erac.com.4. Wikipedia. 2001/Rev. 2004. Wikipedia.org. January 2007. www.wikipedia.org.